Flood Assistance Guidelines For FEMA

Relief available: President Barack Obama’s declaration Thursday that the Aug. 11-13 floods in southeast Michigan constituted a major disaster means affected homeowners, businesses and governments can apply for federal relief. Aid to affected households, individuals and for public infrastructure is limited to Wayne, Oakland and Macomb counties, though the Small Business Administration also is offering disaster loans for economic injury to affected businesses in neighboring counties.

60-day deadline: For most applicants, the president’s declaration puts in place a 60-day deadline to apply for aid, meaning they have to be received by Nov. 24. There is no cap on how much can be disbursed overall but affected residents and business owners would qualify for up to $32,400 in assistance this year.

Contact FEMA: To apply for aid for individuals, households or businesses, you must contact FEMA. You can do so by phone at 800-621-3362, online atwww.DisasterAssistance.gov or by smartphone at m.fema.gov. Those with a speech disability or hearing loss and use TTY can call 800-462-7585; those who use 711 or Video Relay Service (VRS) can call 800-621-3362. Phone lines will be available 7 a.m.-10 p.m. daily. Read the full story Detroit Free Press for more information.



4 thoughts on “Flood Assistance Guidelines For FEMA”

  1. drheights48127 , Are you sure you have a flood event? or you may have Back-up event? The difference will make a huge impact on who is responsible for the damages? The flood is regulated by the state and you can buy an insurance coverage on you own if you are not in a flood zone where the coverage is mandatory if you have mortgage.

    The back-up insurance coverage is a common coverage you can add to your home insurance coverage as a rider and you are covered for the amount of coverage you purchased. The insurance company is responsible to pay you and they go after who ever they thing cause the damages to your home.

    I heard one of the sewage shafts that receive 68% of DH sewage was only operating at 50% capacity. Don’t know why not repaired? Don’t know who is responsible for the repair? That is a huge deficiency and the sewage flow get increased by the storm water flow because they are combined in certain areas then the combined flow may contributed to the sewage back-up. The combined flow has to go somewhere? and must be lower then the backed -up basements. Don’t know if the shaft was operating at 100% capacity will that prevent the basements back-ups?

    Back -up coverage is very important to have in an amount based on the average cost of your damages, the home owner will coordinate with them and follow their advise and I assume they are are familiar with all claim requirements.


  2. FEMA is here now thanks to the elections coming up. I for one am not selling my vote, in fact I am inclined to not vote at all. Why couldn’t we get the help when it was needed?


  3. Frustrated

    I wouldn’t expect anything soon I submitted my claim in August and still have heard nothing. When I submitted the claim I told myself it would be least 4 months before we heard something. I did this because I didn’t want to start going after the Mayor and the administration before a reasonable amount of time had passed. This isn’t the first time we’ve flooded, but is the first time we’ve ever submitted any claim with the City.


  4. Has anyone heard of Dearborn Heights paying any claims yet? I tried calling them but all I got was generic answers that “it was under review” or “unknown outcome yet”.


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